In everyday life, shopping needs can be considered to be one of the most absolute thing fulfilled. Especially when you have a family, of course you are required to be able to live frugally with “smart shopping“. What is smart shopping? It can be interpreted as shopping needs goods in the most efficient way so get what you want without having to spend a lot of money, or in other words sparingly shop. This is very important to do, because smart shopping will help us provide more space for money to be used in other urgent sectors. Related to this discussion, what the hell should be done in order to spend smart? There are several things that must be done. Here is the review:
Create a Shopping List
This is the first thing you should do before shopping. Before going to the supermarket or the market, make a list of items to be purchased. The goal is clear, by making the list, you will avoid buying unnecessary items and instead forget not to buy the needed goods.
Try, the list starts from the most important goods first, then continue on the goods that are trivial or anticipated. The goal is the same as mentioned above, in order to avoid buying unnecessary items.
Bring a Budget Fit According to Need
When you start shopping, do not bring too much money in the wallet. Bring enough money in accordance with the shopping list that has been made. What if the price goes up? Please just bring more money just in case, but the amount is not more than 10% compared to the estimated total value of shopping. The purpose of this is so you can focus on meeting the main needs that have been made in the shopping list first. Later when there are rest, no matter if want to wear them again or not. In addition, bringing a lot of money can also provoke a crime.
Avoid Payment With Credit Or Debit Card
Associated with number 2, we advise you to pay with cash. Why is that? Because when paying by credit card and debit card, it will allow you to spend more to add expense plans that already exist.When security reasons are considered, you may carry an ATM card with a limited balance. However, this ATM card is special, just for shopping.
Discipline With Shopping List Already Created
We repeat again, the purpose of making a shopping list is to avoid buying unnecessary items. Therefore, it is a bit strange if you still fail to save sparingly when you’ve made a shopping list. In this case, it is necessary discipline of people who shop for goals that have been made in the shopping list can be more perceived.If you want to buy items that are outside the plan, do when all the main items have been successfully purchased. After that, then you can think to buy other goods. Remember, no success comes without discipline. So also with smart shopping, he will not be successful without the discipline of you.
Go Home After Shopping
Well, if it is already finished shopping goods with a budget that has been planned. Do not take a walk or wash your eyes around the place, but go straight home. Because going around it will make you so interested in other items that should not be purchased.
Record Spending Expenses
Try to ask for a receipt or a shopping bill to the store or supermarket where you shop. Even if the merchant does not provide it, try to note it yourself. Do this always when you’re done shopping. Why keep track of the expenses necessary? The goal is that you can do a price review and have a picture of spending when you want to shop again in the future.…