Fresno Bankruptcy Attorney: Facts and Tips About Hiring a Bankruptcy Lawyer When it comes to personal bankruptcy, it is an emotional process, a daunting and major decision a person has to make, whether the reason for such financial predicament is unemployment, health issues, many years of bad luck or bad judgments, filing for bankruptcy as a way to find relief. But, you don’t have to suffer or be wary too much about making this decision because a Fresno bankruptcy attorney is willing to help you. A Fresno bankruptcy lawyer is specialized in negotiating your bankruptcy case through the bankruptcy laws, by providing you a pathway to either eliminate your debts under the Chapter 7 bankruptcy or reorganize your debts under the Chapter 13 bankruptcy. Your financial situation will be assessed on your initial consultation with your bankruptcy lawyer to better understand your financial goals, and so you can talk about available and applicable debt relief options for you case. A Fresno bankruptcy lawyer will help in identifying if filing a bankruptcy is the best option for you, and if so, determine the right Chapter of bankruptcy law that is applicable for you. A bankruptcy lawyer will automatically accept the collection calls and represent you before your creditors, and most of them stop bugging and calling you once you’ve hired a bankruptcy lawyer. Hiring a trusted and experienced Fresno bankruptcy attorney will help you in the preparation and filing of your bankruptcy petition, thus reducing your stress and hassle. Your a bankruptcy lawyer will file the forms needed for your petition which is usually thirty to sixty pages in length depending on the number of creditors you have. Of course you’ll be given the chance to review your petition before filing it before the court to make sure that all your creditors and assets are listed and there are no mistakes. As soon as your bankruptcy documents are filed before the court, you’re under the protection of the bankruptcy law’s automatic stay, and all of your creditors’ collection activities must stop. You will be required to attend your 341 Meeting of the Creditors that normally takes thirty to forty-five days after filing the bankruptcy petition, and your lawyer will ensure that you are prepared to answer the trustee’s possible questions. It is the responsibility of your lawyer to negotiate on your behalf, review and sign any reaffirmation agreements on secured properties you want to keep such as a car or house attached to collateral for the debt you owe. For more information about hiring the best Fresno bankruptcy lawyer, feel free to check our website or homepage.Services – My Most Valuable Advice

Services – My Most Valuable Advice